Strategic Financial Control and Personal Liability Defense for Modern CFOs
Eliminate the $0.20 per $1 growth overhead, accelerate close from 14 days to 4 hours in pilots, and establish deterministic proof before certifying statutory filings.
Personal Statutory Liability Defense
Regulatory mandates no longer permit estimated balances. The GENIUS Act (enacted federal law) mandates monthly reserve reconciliation and published reserve reports for stablecoins. FDIC Part 375 (proposed rule) requires daily custodial deposit reconciliation at the individual depositor level. NAYA generates cryptographically signed Proof Packs that protect executive sign-offs with raw transaction lineage.
Eliminate the $0.20 Growth Overhead
Scaling transaction volume traditionally forces a linear headcount trap, bleeding roughly $0.20 in finance and operations payroll for every $1 of gross margin growth. The NAYA Proof Engine automates multi-rail matching and exception resolution, allowing finance organizations to support 10x volume expansion with existing headcount.
Continuous Close: 14 Days Cut to 4 Hours
Replace month-end spreadsheet panic with continuous daily settlement verification. In client pilots, close cycles accelerated from 14 days to 4 hours with up to 96% reduction in reconciliation time, transforming month-end into a structured sign-off rather than an operational crisis.
Deterministic Verification for High-Velocity Capital Movement
Reconciliation is the mechanism. Proof is the product. As partner banks face heightened regulatory scrutiny, CFOs cannot rely on black-box partner statements or unverified internal exports. NAYA delivers continuous, verifiable financial proof across every balance movement.
Operational Margin Defense and Fee Recovery
Uncover processor overcharges, uncollected interchange fees, foreign exchange markups, and cash drag across banking partners in real time rather than discovering leakage months later during financial reviews.
- Continuous gross-to-net fee recalculation against contracted partner rates
- Immediate detection of processor interchange creep and hidden gateway spreads
- Automated exception dossiers formatted for direct counterparty clawbacks
These are two separate measurements from the same production run, not two views of one number.
2,322 of 2,893 records matched automatically with no human touch. The remaining 571 exceptions were pre-triaged with a reason code on each.
Measured against a verified, known-correct baseline: once exceptions were resolved, NAYA agreed with the baseline on 99.36% of records. The run completed hands-free.