Build financial services like software.
NAYA is an infrastructure-first runtime and workspace where teams compose financial primitives - data, ledger, reconciliation, and controls - into deployable workflows. Alfred is your copilot for monitoring, reconciling, and debugging these workflows in production.
Start with the deterministic runtime. Earn the right to provision financial services on top.
Intelligence
FUTUREAutonomous agents that monitor, fix, and optimize operations.
Provisioning
FUTUREAPI to spin up isolated financial environments.
Blueprints
COMING SOONPre-wired workflows for Lending, Marketplaces, and Neobanks.
Workspaces
LIVEShared environment for Ops + Devs collaboration.
Primitives
LIVEThe runtime layer: Data Hub, Ledger, Reconciliation.
The Fragmentation Trap
Today, financial engineering is 90% integration plumbing. You're stitching together legacy banks, modern PSPs, and internal ERPs with brittle scripts. Data is siloed, reconciliation is manual, and every new provider adds exponential complexity to your "spaghetti code" infrastructure.
Integration Hell
Every integration requires custom maintenance. One API change breaks your entire ledger.
Velocity Tax
Engineers waste valuable cycles debugging reconciliation scripts instead of shipping product.
Why we start with primitives
You can't provision financial services on top of inconsistent data. A real build surface requires a deterministic runtime: normalized data, ledger integrity, reconciliation you can audit and trust, and auditable controls. NAYA ships that foundation first - so everything higher-level can be composed, reused, and deployed safely.
Infrastructure We Ship Today
We have built the foundational primitives that every fintech infrastructure depends on. These are the deterministic layers upon which the rest of the NAYA ecosystem is constructed.