Crystallize Your
Financial Truth
Transform raw transaction streams into an immutable, double-entry operational ledger. Built for high-velocity fintechs that demand real-time accuracy and perfect auditability.
Every Ledger Must Have These Qualities
We don't compromise on the fundamentals. Every transaction is recorded with rigorous financial integrity.
Immutability
Once written, records cannot be changed. Only reversed.
Double-Entry
Symmetrical operations. No money is created out of thin air.
Full Audit Trail
Every change has metadata: who, when, and why.
Transaction Integrity
ACID compliant database transactions ensure data safety.
Compliance-Ready
Metadata tags for regulatory categorization built-in.
Financial Accuracy
Multi-decimal precision preventing rounding errors.
Permanence
Historical data is preserved forever for analysis.
Real-Time Posting
Balances update immediately upon transaction commitment.
Ledger Capabilities Grounded in Principle
Real-Time Posting
Instant balance availability for user withdrawals or payments.
Auto Compliance
Block transactions that violate set velocity or volume limits.
Programmatic
Manage everything via API. Built for developers first.
Multi-Ledger
Isolate different products or regions in separate ledger environments.
Query Access
SQL-like filtering on metadata for reporting and analytics.
postings: [
{ source: "assets:cash", amount: -100 },
{ dest: "liabilities:user_wallet", amount: 100 }
]
};
Double-Entry Ledger: Consistency is Guaranteed
Single-entry ledgers are prone to errors and drift. NAYA enforces strict double-entry principles at the API level. Every movement of money has a source and a destination, ensuring ledger consistency guaranteed at posting.
We handle the complexity of multi-currency validation and precision automatically, so your developers don't have to reinvent financial primitives.
Interactive Ledger Demo
Experience real-time double-entry bookkeeping with live transaction processing.