NAYA + Xero Integration
NAYA's Xero integration connects your cloud accounting system to your financial operations platform, enabling automated reconciliation between payment processors, bank accounts, and your general ledger. Transactions flow through NAYA's reconciliation engine and sync to Xero as properly coded entries.
Integration Benefits
Automated General Ledger Sync
Reconciled transactions sync to Xero automatically as journal entries, invoices, or payments. NAYA maps each transaction to the correct GL account based on your configured rules.
Multi-Currency Transaction Handling
For businesses transacting in multiple currencies, NAYA handles currency conversion, exchange rate tracking, and multi-currency reconciliation automatically. Transactions sync with correct currency coding.
Intelligent Bank Feed Reconciliation
NAYA's AI-powered matching works alongside Xero's bank feeds to accelerate reconciliation. Complex transaction patterns—splits, batches, partial payments—resolve automatically.
Faster Month-End Close
With transactions flowing continuously to Xero, month-end becomes a verification step rather than data entry. Reconciliation happens throughout the month.
How to Connect
Connect Xero via OAuth
Authorize NAYA to access your Xero organization using secure OAuth 2.0 authentication. Select which Xero organization to connect and grant NAYA permission to read and write transactions, contacts, and account information.
Map Your Chart of Accounts
Define how transaction types from NAYA should map to your Xero chart of accounts. NAYA reads your existing account structure and provides intelligent defaults based on common accounting patterns.
Configure Bank Feed Integration
Set up how NAYA's bank reconciliation works alongside Xero's bank feeds. Use NAYA as your primary reconciliation layer or enhance Xero's native matching with AI-powered pattern recognition.
Set Sync Rules and Schedules
Configure when and how transactions sync to Xero. Choose between real-time sync for immediate visibility or batch sync for performance optimization. Set up approval workflows for large transactions.
How NAYA Connects to Xero
NAYA integrates with Xero through the official Xero API, providing secure read and write access to your accounting data. The connection uses OAuth 2.0 authentication with PKCE, meaning NAYA never stores your Xero credentials.
Once connected, NAYA accesses your chart of accounts, existing transactions, contacts, and tracking categories. This enables intelligent mapping and ensures synced transactions conform to your existing reconciliation structure.
For multi-organization Xero setups, NAYA can connect to multiple organizations, enabling consolidated reconciliation views across legal entities.
What Data Flows Between Systems
From Xero to NAYA:
- Chart of accounts structure and account codes
- Existing transactions for historical reconciliation context
- Contact records (customers and suppliers)
- Tracking categories and tax rates
- Multi-currency settings and exchange rates
From NAYA to Xero:
- Reconciled transactions as journal entries or native transaction types
- New contact records created from payment activity
- Invoice and bill creation from reconciled items
- Payment allocations matching invoices to receipts
Use Cases
SMB Accounting Automation
For businesses processing hundreds of transactions monthly, the NAYA integration automates Xero data entry. Payment processor settlements, bank deposits, and expense transactions flow to Xero coded correctly and automatically.
Multi-Currency Operations
Businesses operating across currencies face complex accounting challenges. NAYA handles multi-currency reconciliation natively, syncing accurate currency data to your general ledger in Xero.
Project-Based Accounting
For businesses using Xero's tracking categories for project accounting, NAYA preserves this dimensional data through reconciliation. Payment processor revenue allocates to specific projects based on transaction metadata.
Invoice Reconciliation
NAYA's AI matching resolves complex payment scenarios automatically—partial payments, combined payments, bank fees. Reconciled results sync to Xero with proper payment allocations.
Benefits Over Manual Accounting
Manual Xero workflows involve entering transactions, coding accounts, and matching bank feeds. NAYA's automated approach accelerates the financial close by handling this work systematically.
Transactions flow automatically with consistent coding. Month-end becomes verification rather than data entry. Financial visibility is real-time rather than periodic.
Getting Started
The Xero integration works alongside NAYA's other capabilities. Learn more about AI-powered ledger management to see how NAYA maintains operational detail while Xero serves as your official book of record.
FAQ
Can I connect multiple Xero organizations?
Yes. NAYA supports connections to multiple Xero organizations, enabling multi-entity reconciliation and consolidated views across legal entities. Each organization maintains its own chart of accounts mapping and sync rules.
How does NAYA work with Xero's bank feeds?
NAYA can work alongside or replace Xero's native bank feeds. When used together, NAYA provides enhanced AI-powered matching for complex transactions. You can also use NAYA as your primary bank feed source via Plaid.
How often does data sync between NAYA and Xero?
You can configure sync frequency based on your needs. Real-time sync pushes transactions to Xero immediately after reconciliation. Batch sync aggregates transactions for periodic updates—hourly, daily, or on demand.
What's the difference between NAYA's Xero and QuickBooks integrations?
Both integrations provide similar automated reconciliation capabilities—the difference is which accounting system serves as your book of record. NAYA provides equivalent functionality for both platforms.
Will the integration overwrite my existing Xero data?
No. NAYA creates new transactions in Xero rather than modifying existing records. The integration is additive—it syncs reconciled transactions without altering historical data. Duplicate detection prevents creating entries that already exist.