Stripe Bank Reconciliation Automation | Payment Processing
Automate Stripe bank reconciliation. Match Stripe payouts to bank deposits accurately and quickly, reducing manual effort and closing books faster with NAYA.
Introduction
Reconciling Stripe payouts with actual bank settlements is one of the most painful parts of fintech operations. The delays, fees, and fragmented references make it difficult for finance teams to close the books accurately.
This guide is for finance ops teams working at fintechs or platforms that rely on Stripe for payments and want to automate their reconciliation process.
The Problem
Manually reconciling Stripe payouts with bank statements often involves downloading CSVs, matching IDs, accounting for FX fees, and hunting down failed transactions. This process is prone to human error and typically eats up hours every month.
The NAYA Solution
NAYA's AI-powered reconciliation engine matches transactions between Stripe and bank feeds in real time. It understands payout IDs, bank deposit references, FX rates, and fee structures. This ensures your Operational Ledger reflects accurate cash positions. Accurate reconciliation supports compliance and audit requirements.
Key features:
- Automated matching with over 99% accuracy
- Handles partials, FX fees, and multi-currency
- Works with Stripe, PayPal, Tabby, and more
Related Resources
- Stripe ERP Reconciliation – Sync Stripe with your accounting system
- Payment Reconciliation – Match all PSP settlements
- ROI Calculator – Calculate your automation savings
Want to see it live?
Book a DemoFrequently Asked Questions
QHow long does it take to reconcile Stripe transactions with NAYA?
Most clients reconcile months of data in minutes.
QDoes NAYA work if I have multiple currencies or Stripe accounts?
Yes - NAYA supports multi-account, multi-currency workflows.
QCan I automate closing my books with this?
NAYA helps get you most of the way there. You'll still need your accountant to finalize things, but ops accuracy will go way up.
QHow does NAYA handle Stripe fees and adjustments during reconciliation?
NAYA automatically identifies and matches Stripe fees, refunds, and chargebacks to the corresponding bank transactions.
QCan NAYA connect to multiple bank accounts for reconciliation?
Yes, NAYA supports connections to multiple bank accounts to reconcile payouts across your entire business.
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