Treasury Prime Alternative
NAYA vs Treasury Prime: Which is right for your fintech?
Why switch to NAYA?
Treasury Prime connects you to banks via API. NAYA goes a step further by providing the operational ledger and reconciliation engine you need to actually run a fintech product. NAYA handles the 'accounting' of your product, not just the plumbing.
Cons of Treasury Prime
- ✕Primarily a banking API wrapper.
- ✕Still requires you to build your own ledger and reconciliation logic.
- ✕Pricing model can be steep for direct bank relationships.
Pros of NAYA
- ✓Complete Financial Ops: Ledger, Recon, and Compliance in one.
- ✓Faster to Market: Don't build a ledger from scratch.
- ✓Data Hub: Unify data from multiple sources, not just one bank.
Key Differentiators
Scope
Treasury Prime is an API for banks. NAYA is an OS for fintechs, including ledgering and recon.
Complexity
NAYA abstracts away the complexity of double-entry accounting.
Frequently Asked Questions
Can I use NAYA with Treasury Prime?
Yes! You can use Treasury Prime for bank connectivity and NAYA for your operational ledger and reconciliation.